
UAE Retirement Visa
From ~USD 2.0M
1-2 mo · 30yr to citizenship
Own property in Montenegro and you can apply for a renewable temporary residence permit, with no statutory minimum purchase price set in the law.

Program overview
Citizenship requirements
Key benefits
Family inclusion
Tax situation
| Tax Type | Default Rates |
|---|---|
| Income Tax | 0-15% |
| Foreign Income | Taxed |
| Capital Gains | 15% |
| Dividends | 15% |
| Wealth Tax | None |
| Inheritance Tax | None (close relatives); up to 6% |
Program details
Montenegro's Foreign Nationals Law provides a clear basis for temporary residence for a foreign national who owns real estate in Montenegro and can prove the right to use and dispose of that property. This is commonly used as an investor-style residence route, but it is legally structured as a standard temporary residence ground rather than a dedicated golden visa.
There is no published minimum property value in the statute for this residence basis. The core requirement is documented ownership from the cadastre (a real estate folio or equivalent evidence) plus meeting the general temporary residence conditions such as sufficient funds, accommodation, and health insurance.
Processing is governed by statutory decision rules, with the Ministry deciding on the application after obtaining required security opinions. In practice, the permit is issued for up to one year and can be renewed as long as the applicant continues to meet the conditions and retains the property basis.
This residence status does not confer Schengen free movement. It may, however, serve as a platform for long-term settlement: permanent residence is generally available after sustained lawful residence, and citizenship eligibility by naturalization is a longer path that includes a language requirement.
Because this is not a fixed-threshold program, the main diligence point is documentation: proving ownership, lawful funds, accommodation, and compliance with the general conditions, rather than meeting an investment minimum.
Interested in Montenegro's Temporary Residence Permit?
Our advisors can guide you through the application process and help you evaluate if this program fits your goals.
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Population
World Bank - Population, total (Montenegro)·Last checked: 13/01/26
Capital and time zone
CIA World Factbook (Archive 2023) - Montenegro·Last checked: 13/01/26
Use of the euro in Montenegro
European Central Bank - The euro outside Europe·Last checked: 13/01/26
Default PIT, dividends, capital gains; residence vs non-residence taxation
PwC Worldwide Tax Summaries - Montenegro (Individual)·Last checked: 13/01/26
Temporary residence via real estate ownership
Government of Montenegro - Foreign Nationals Law·Last checked: 13/01/26
Permanent residence (general rule)
Government of Montenegro·Last checked: 13/01/26
Expert guidance
Our advisors help you compare programs, understand citizenship timelines, and structure your investment for maximum benefit.
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