middle_east
UAE Retirement Visa
From ~USD 2.0M
1-2 mo · 30yr to citizenship
Asia
Malaysia Malaysia My Second Home (MM2H)
Southeast Asia's most accessible long-term residence. Low cost of living with foreign income largely tax-free for non-employment earnings.
Program overview
- Status
- Active
- Minimum Investment
- MYR 285K
- Established
- 2002
- Processing Time
- 3-6 months
- Schengen Access
- No
Investment options
Real Estate
MYR 135K
Other disbursements
Refundable deposit
MYR 150K
Citizenship requirements
Eligibility
No direct citizenship path
Key benefits
No tax on foreign income
Travel to Malaysian passport grants 90/180 Schengen
Family inclusion
Spouse
Dependent children up to age 21
Parents
Tax situation
Default Rates
- Eligibility
- Any resident
- Duration
- Indefinite
- Income Tax
- 0-30% (residentsprogressive)
- Foreign Income
- Remittance basis
- Capital Gains
- None
- Dividends
- None generally; 2% on annual dividend income above MYR 100000
- Wealth Tax
- None
- Inheritance Tax
- None
Foreign Income Exemption
- Eligibility
- Residency
- Duration
- 15 years
- Income Tax
- 0-30%
- Foreign Income
- Usually exempt
- Capital Gains
- None
- Dividends
- None / 2% above MYR 100K
- Wealth Tax
- None
- Inheritance Tax
- None
| Tax Type | Default | Foreign Income Exemption |
|---|---|---|
| Eligibility | Any resident | Residency |
| Duration | Indefinite | 15 years |
| Income Tax | 0-30% (residentsprogressive) | 0-30% |
| Foreign Income | Remittance basis | Usually exempt |
| Capital Gains | None | None |
| Dividends | None generally; 2% on annual dividend income above MYR 100000 | None / 2% above MYR 100K |
| Wealth Tax | None | None |
| Inheritance Tax | None | None |
| Learn more |
Program details
Malaysia My Second Home (MM2H) underwent a major overhaul in May 2025, introducing a tiered structure:
- Silver tier: USD 150K deposit + MYR 600K property
- Gold tier: USD 500K + MYR 1M property
- Platinum tier: USD 1M + MYR 2M property
- Special Finance Zone: USD 65K (or USD 32K if 50+)
Under 2025 rules, property must be purchased before application and held for 10+ years. A minimum of 90 days per year presence is required.
Family inclusion is generous, covering spouse, children up to 21 (or 34 if unmarried), and parents or in-laws. Foreign-source income is not taxed.
Important: MM2H is not a path to permanent residency or citizenship. It provides long-term renewable residence for those seeking a second home base.
Interested in Malaysia's Malaysia My Second Home (MM2H)?
Our advisors can guide you through the application process and help you evaluate if this program fits your goals.
Schedule consultationOther Residency programs
Population estimate (34.1 million in 2024)
Department of Statistics Malaysia (DOSM) - Current Population Estimates, 2024·Last checked: 13/01/26
Resident PIT rates and dividend tax change (YA 2025)
PwC Worldwide Tax Summaries - Malaysia (Individual)·Last checked: 13/01/26
No net wealth tax and no inheritance/estate duty
PwC Worldwide Tax Summaries - Malaysia (Individual - Other taxes)·Last checked: 13/01/26
Foreign-sourced income exemption periods (FSI)
Ministry of Finance Malaysia - Budget 2026 Tax Measures·Last checked: 13/01/26
Immigration authority
Immigration Department of Malaysia·Last checked: 13/01/26
Expert guidance
Find your path to permanent residency
Our advisors help you compare programs, understand citizenship timelines, and structure your investment for maximum benefit.
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