
UAE Retirement Visa
From ~USD 2.0M
1-2 mo · 30yr to citizenship
Europe's most flexible residency - no minimum stay required. Real estate investment from EUR 250K (outside Athens) with EU citizenship eligibility in 7 years.

Program overview
Investment options
Citizenship requirements
Key benefits
Family inclusion
Tax situation
| Tax Type | Default | Non-Dom Regime | 50% Employee Tax Exemption | 7% Pensioner Flat Tax |
|---|---|---|---|---|
| Eligibility | Any resident | Not resident 7 of prior 8 years | Not resident 5 of prior 6 years | Not resident 5 of prior 6 years |
| Duration | Indefinite | 15 years | 7 years | 15 years |
| Income Tax | 9-44% | EUR 100K/year | 50% exempt | 7% flat |
| Foreign Income | Taxed | Substitute tax | Taxed | Taxed at 7% |
| Capital Gains | 15% | Covered by lump sum | Standard | 7% |
| Dividends | 5% | Covered by lump sum | Standard | 7% |
| Wealth Tax | None | None | None | None |
| Inheritance Tax | 40% | Foreign assets exempt | Standard | None |
| Learn more | Learn more | Learn more |
Program details
Greece Golden Visa grants permanent residency from day one through multiple investment pathways. It stands out for having no minimum stay requirement to maintain residency status.
Law 5100/2024 introduced tiered real estate pricing based on location. Prime areas including Athens, Thessaloniki, Mykonos, Santorini, and islands with populations exceeding 3,100 require EUR 800K for a single property of at least 120sqm. Other regions require EUR 400K under the same conditions. Commercial-to-residential conversions and heritage building restorations qualify at EUR 250K regardless of location or size.
Beyond real estate, Greece offers diverse financial investment routes. Government bonds require EUR 500K with a minimum three-year maturity held through a Greek credit institution. Fixed-term bank deposits require EUR 500K for a minimum one-year term with automatic renewal. Mutual funds and Alternative Investment Funds (AIFs) investing exclusively in Greek assets qualify at EUR 350K. Direct investment in listed shares, corporate bonds, or government bonds on Greek exchanges requires EUR 800K. Capital contributions to Greek companies, Real Estate Investment Companies (REICs), or Venture Capital Companies require EUR 500K.
Since November 2025, a startup investment pathway allows EUR 250K investments in companies registered with Elevate Greece, subject to a maximum 33% equity stake and job creation requirements.
Processing times currently range from 4-12 months depending on application backlog. The program offers a pathway to citizenship after 7 years of residency, requiring Greek language proficiency at B1 level and passing a naturalization test.
Interested in Greece's Golden Visa?
Our advisors can guide you through the application process and help you evaluate if this program fits your goals.
Schedule consultationOther Residency programs
Personal income tax rates
Ministry of Economy and Finance - Income Taxation·Last checked: 12/01/26
Personal income tax rates
AADE - Income categories and income taxation in Greece·Last checked: 12/01/26
Capital gains tax
AADE - Property capital gains tax (Article 41 of the Civil Code)·Last checked: 12/01/26
Dividend taxation
AADE - Withholding and Prepaid Taxes Return (dividends, interest, royalties)·Last checked: 12/01/26
Wealth tax / Property tax (ENFIA)
AADE - Unified Tax on the Ownership of Real Estate (E9-ENFIA)·Last checked: 12/01/26
Inheritance/estate tax
AADE - Inheritance Tax·Last checked: 12/01/26
Foreign income treatment / Worldwide taxation
AADE - Taxation of non-Greek sourced income obtained by Greek tax residents·Last checked: 12/01/26
Expert guidance
Our advisors help you compare programs, understand citizenship timelines, and structure your investment for maximum benefit.
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